If you passed away before the house was paid off, would your surviving spouse be able to afford the house payment without your income? For very little per month, we can design a life insurance policy specifically for paying off the house if one of you dies earlier than expected. It's called a decreasing benefit term life policy. Let's say you owe $200,000 on your house. We start the death benefit at $200,00, which would cost you somewhere between $30 and $50 dollars per month. At intervals, we decrease the death benefit to match the new balance on your mortgage. As we decrease the death benefit, your premium decreases. Once the house if paid off, you don't pay the premium any more because by that time that big expense is no longer a factor in your personal finances. Contact me for more information or to get a policy in place!